For Paying off One’s Debt

O Mohammad, and whoever is filled with the worry of debt from your nation, he should bring me down [in it; he should supplicate to me] and say:

يَا مُبْتَلِيَ الْفَرِيقَيْنِ أَهْلِ الْفَقْرِ وَ أَهْلِ الْغِنَى وَ جَازِيَهُمْ بِالصَّبْرِ فِي الَّذِي ابْتَلَيْتَهُمْ بِهِ، وَ يَا مُزَيِّنَ حُبِّ الْمَالِ عِنْدَ عِبَادِهِ وَ مُلْهِمَ الْاَنْفُسِ الشُّحَّ وَ السَّخَاءَ، وَ يَا فَاطِرَ الْخَلْقِ عَلَى الْفَظَاظَةِ وَ اللِّينِ غَمَّنِي دَيْنُ فُلاَنِ بْنِ فُلاَن وَ فَضَحَنِي بِمَنِّهِ عَلَيَّ بِهِ وَ أَعْيَانِي بَابُ طَلِبَتِهِ إِلاَّ مِنْكَ، يَا خَيْرَ مَطْلُوب إِلَيْهِ الْحَوَائِجُ يَا مُفَرِّجَ الْاَهَاوِيلِ فَرِّجْ هَمِّي وَ أَهَاوِيلِي فِي الَّذِي لَزِمَنِي مِنْ دَيْنِ فُلاَن بِتَيْسِيرِكَهُ لِي مِنْ رِزْقِكَ، فَاقْضِهِ يَا قَدِيرُ وَ لاَ تُهِنِّي بِتَأَخُّرِ أَدَائِهِ وَ لاَ بِتَضْيِيقِهِ عَلَيَّ وَ يَسِّرْ لِي أَدَاءَهُ، فَإِنِّي بِهِ مُسْتَرَقٌّ فَافْكُكْ رِقِّي مِنْ سَعَتِكَ الَّتِي لاَ تَبِيدُ وَ لاَ تَغِيضُ أَبَداً. 

O Tester of the two groups; the people of poverty and the people of wealth, and the Rewarder of them with patience in that which You have tested them with. O Beautifier of the love of property among your servants, and the Inspirer of souls with greed and generosity, O Creator of creation based on roughness and gentleness, relieve me of the debt of so-and-so son of so-and-so, while he disgraced [exposed me among others] me with his favor upon me, and the door of seeking it (i.e. to pay off) has exhausted me, except from You, O Best sought after for needs, O Reliever of distresses, relieve my worries and distress in that which has burdened me from the debt of so-and-so by facilitating it for me from Your sustenance, fulfill it, O All-Powerful, and do not disgrace me with the delay of its payment or with its constriction upon me, and facilitate its payment for me, for I am in dire need of it, so remove my distress from Your vastness which never perishes or diminishes.

For indeed, when he says that, I turn away from him the owner of the debt, and I fulfill it for him.

      Bihar Al-Anwar (ed. - Beirut), vol. 92, p. 320

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